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Daily Deposit

Home / Daily Deposit

Daily Deposit - Save Every Day, Grow Every Day

A Daily Deposit Scheme with Bandhan Multi State Co-operative Credit Society Ltd. is designed for those who want to save small amounts daily. It's perfect for daily wage earners, small business owners, and anyone who prefers daily savings over monthly commitments.

Our daily deposit schemes offer competitive interest rates of 7% to 8% per annum, depending on the tenure. With flexible daily deposits starting from just ₹50 and tenure options from 1 year to 5 years, you can build substantial savings through small daily contributions.

Whether you're saving for a festival, emergency fund, or any short-term goal, our daily deposit scheme makes saving easy and convenient. Small daily savings add up to significant amounts over time.

Daily Deposit


Daily Savings

Key Features & Benefits

Our daily deposit scheme is designed to make saving easy and accessible for everyone, regardless of their income level.

Interest Rates: Earn between 7% to 8% per annum based on your chosen tenure. Your daily savings grow with attractive interest rates compounded quarterly.

Minimal Daily Deposits: Start with daily deposits as low as ₹50. Save what you can afford each day without straining your budget.

Flexible Tenure: Choose from 1 year to 5 years tenure based on your savings goals. Shorter tenures provide quicker access to your accumulated savings.



Why choose our Daily Deposit Scheme?

  • Attractive Interest Rates: Earn 7% to 8% p.a. interest, helping your daily savings grow significantly over time.
  • Micro Savings: Save as little as ₹50 per day, making it perfect for daily wage earners and small income groups.
  • Convenient Collection: Our collection agents visit your doorstep daily to collect deposits, making saving effortless.
  • Flexible Tenure: Choose from 1 to 5 years based on your savings goals and when you need the money.
  • Disciplined Savings: Daily deposits build a strong savings habit and financial discipline.
  • Guaranteed Returns: Your returns are fixed and guaranteed at the time of opening the account.
  • Loan Facility: Avail loans up to 70% of your accumulated deposit value in case of emergencies.
  • Maturity Benefits: Receive your accumulated savings plus interest at maturity for your financial goals.
  • No Penalty for Holidays: Sundays and public holidays are automatically adjusted in your deposit schedule.

Common Questions

The minimum daily deposit amount is ₹50. You can choose any amount in multiples of ₹10 above this minimum based on your savings capacity.

Our authorized collection agents visit your home or business daily to collect the deposit. You receive a passbook entry for each deposit made, ensuring complete transparency.

If you miss a deposit, you can make it up by paying double the next day or paying the missed amount within the same week. Sundays and public holidays are automatically excluded.