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Savings Account - Your Gateway to Secure Banking

A Savings Account with Bandhan Multi-State Co-operative Credit Society is designed to help you save money while earning attractive interest rates. It provides easy access to your funds whenever you need them, making it perfect for managing your day-to-day finances.

Our savings account offers competitive interest rates of 5.5% per annum, calculated on daily balances and credited quarterly. With a minimum balance requirement of just ₹500, it's accessible to everyone. You can enjoy unlimited transactions, free ATM card, and convenient online and mobile banking facilities.

Whether you're saving for a specific goal or just want a safe place to keep your money, our savings account provides the perfect solution. Join thousands of satisfied members who trust us for their banking needs.

Savings Account


Banking Benefits

Key Features & Benefits

Our savings account comes with a host of features designed to make banking convenient and rewarding for you.

Interest Rate: Earn 5.5% per annum interest on your savings balance. Interest is calculated on daily balances and credited to your account every quarter, helping your money grow over time.

Minimum Balance: Maintain a minimum balance of just ₹500, making it affordable for everyone. No hidden charges or complicated fee structures.

Digital Banking: Access your account 24/7 through our online banking portal and mobile app. Check balances, transfer funds, pay bills, and manage your account from anywhere, anytime.



What makes our Savings Account special?

  • Competitive Interest Rates: Earn 5.5% p.a. interest, which is higher than many traditional banks, helping your savings grow faster.
  • Low Minimum Balance: Start with just ₹500, making banking accessible to everyone regardless of their financial situation.
  • Free ATM Card: Get a free ATM/debit card with your account for easy cash withdrawals and payments at merchant outlets.
  • Unlimited Transactions: Make unlimited deposits and withdrawals without worrying about transaction limits or charges.
  • Online & Mobile Banking: Manage your account online or through our mobile app - check balance, transfer funds, pay bills, and more.
  • Quarterly Interest Credit: Interest is credited to your account every quarter, compounding your returns over time.
  • 24/7 Customer Support: Our dedicated customer service team is available round the clock to assist you with any queries or concerns.
  • Secure Banking: Your money is safe with us. We follow all regulatory guidelines and maintain the highest security standards.

Common Questions

The minimum balance requirement for a savings account is ₹500. This low threshold makes banking accessible to everyone.

We offer an attractive interest rate of 5.5% per annum on savings account balances. Interest is calculated on daily balances and credited quarterly.

You can open a savings account by visiting our branch with valid identity proof, address proof, and two passport-size photographs. You can also contact us for online account opening assistance.